Damien De Paoli 0c0745fe68 First pass of adding bills to finplan.
We now have a new page /bills that shows any bills on the left-hand side (type, date, amount)
and bill types and some derived values (frequency and annual growth rate) on the right-hand side

The new bill, and new bill type buttons/logic all work
The delete bill and bill type buttons/logic all work

The change bill type logic all works (and is a touch complex, it alters the GUI
to show/hide different buttons, and disable/re-enable content in the bill types
table

THe change bill is disabled for now and for later
2025-08-14 12:15:26 +10:00
2025-08-14 12:15:26 +10:00
2025-08-09 22:51:55 +10:00
2025-08-09 22:51:34 +10:00

TODO:

CONSIDER in code:
    * when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better
        - it kicks in after pay stops, and could be paid monthly say, but it is higher than if we pay yearly (I think)
    * could make bills be paid quarterly rather than as 'daily' living expenses
        - also could be more painful with bill increases, they seem to go up more than CPI

CONSIDER in real-world:
    * moving > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that
        while the balance is > $250k it offsets individual bank risk
    * maybe buying shares in something like berkshire-hathaway, or vanguard ETFs?

To run the code:

cd ~/src/finplan
source ./.python/bin/activate
FLASK_APP=main ./.python/bin/flask --debug run --host=mara.ddp.net
Description
financial plan for retirement
http://finplan.ddp.net
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