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working through future bills, we need to do quarterly future estimates differently for seasonal/fixed bills

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Damien De Paoli
2025-08-31 11:06:29 +10:00
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@@ -1,7 +1,16 @@
UI: UI:
For bills: For bills:
* to use future bills need to fix rates growth:
- rates are really: qtrly fixed with annual growth
- gas/elec/water are really: qtrly seasonal with annual growth
* estimate future bills/growth:
[DONE] - calculate pragmatic min/avg/max/simple [DONE] - calculate pragmatic min/avg/max/simple
- need to handle future only bills (like health insurance which only kicks in when I quit)
- might all work - validate why future seems to jump in 2026, but not 27+
- seems specifically 27->28 is way too small compare to growth in
other years, does not seem likely, but maybe qtr timing? (by then they should all be est. though)
- remove bills from Living_Expenses (carefully - but by hand) - remove bills from Living_Expenses (carefully - but by hand)
- fold future bills into calc so they are taken out in a more time and growth appropriate way - fold future bills into calc so they are taken out in a more time and growth appropriate way
- inflation can then be put to a more realistic quarterly figure - inflation can then be put to a more realistic quarterly figure