From f67ca61cc7ea76391540f1764493d0e250a4205b Mon Sep 17 00:00:00 2001 From: Damien De Paoli Date: Sun, 31 Aug 2025 11:06:29 +1000 Subject: [PATCH] working through future bills, we need to do quarterly future estimates differently for seasonal/fixed bills --- TODO | 9 +++++++++ 1 file changed, 9 insertions(+) diff --git a/TODO b/TODO index 453af88..96b0367 100644 --- a/TODO +++ b/TODO @@ -1,7 +1,16 @@ UI: For bills: + * to use future bills need to fix rates growth: + - rates are really: qtrly fixed with annual growth + - gas/elec/water are really: qtrly seasonal with annual growth + + * estimate future bills/growth: [DONE] - calculate pragmatic min/avg/max/simple + - need to handle future only bills (like health insurance which only kicks in when I quit) + - might all work - validate why future seems to jump in 2026, but not 27+ + - seems specifically 27->28 is way too small compare to growth in + other years, does not seem likely, but maybe qtr timing? (by then they should all be est. though) - remove bills from Living_Expenses (carefully - but by hand) - fold future bills into calc so they are taken out in a more time and growth appropriate way - inflation can then be put to a more realistic quarterly figure