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updated README, todo & bugs are now in own files

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Damien De Paoli
2025-08-31 11:05:57 +10:00
parent 17f2534056
commit 9ad5089ac5
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README
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@@ -1,18 +1,8 @@
TODO:
* fix BUGs
* convert code over to use bill_type instead of name in bills.html
CONSIDER in code:
* when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better
- it kicks in after pay stops, and could be paid monthly say, but it is higher than if we pay yearly (I think)
* could make bills be paid quarterly rather than as 'daily' living expenses
- also could be more painful with bill increases, they seem to go up more than CPI
CONSIDER in real-world: CONSIDER in real-world:
* moving > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that * moving > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that
while the balance is > $250k it offsets individual bank risk while the balance is > $250k it offsets individual bank risk
* maybe buying shares in something like berkshire-hathaway, or vanguard ETFs? * maybe buying shares in something like berkshire-hathaway, or vanguard ETFs?
* pay out car if the diff is negligible to reduce the exposure to > $250k in bank
To run the code: To run the code: