From 9ad5089ac5665113398ed2cd365b7ff11960839f Mon Sep 17 00:00:00 2001 From: Damien De Paoli Date: Sun, 31 Aug 2025 11:05:57 +1000 Subject: [PATCH] updated README, todo & bugs are now in own files --- README | 12 +----------- 1 file changed, 1 insertion(+), 11 deletions(-) diff --git a/README b/README index d97690b..edd1417 100644 --- a/README +++ b/README @@ -1,18 +1,8 @@ -TODO: - * fix BUGs - * convert code over to use bill_type instead of name in bills.html - - -CONSIDER in code: - * when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better - - it kicks in after pay stops, and could be paid monthly say, but it is higher than if we pay yearly (I think) - * could make bills be paid quarterly rather than as 'daily' living expenses - - also could be more painful with bill increases, they seem to go up more than CPI - CONSIDER in real-world: * moving > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that while the balance is > $250k it offsets individual bank risk * maybe buying shares in something like berkshire-hathaway, or vanguard ETFs? + * pay out car if the diff is negligible to reduce the exposure to > $250k in bank To run the code: