update notes around car leasing now I have phoned sgfleet and better understand options

2025-02-20 15:51:31 +11:00
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 TODO:
+    * factor car lease in better.  Seems cost will be $2412/month, likely paid 15th of each month
+      - am getting a pay-out figure, so can do the math and see which is 'better'
+      - if I move to this new structure, it covers lease and insurage, but nothing else - so need to at least include rego
+      so likely... pay Car_lease up to D_quit, then 2412 / 15th each month, rego for 2025/11/15 + (2026/11/15, etc)
+      -- NOTING see TODO in code where I fudge a fornightly payment for Car lease after I quit (for now)

 CONSIDER in code:
    * when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better