39 lines
2.4 KiB
Plaintext
39 lines
2.4 KiB
Plaintext
UI:
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For bills:
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* might need to be able to mark a specific bill as an outlier - so we ignore the data somehow (think Gas is messing with my bills)
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* estimate future bills/growth:
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[DONE] - calculate pragmatic min/avg/max/simple
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- need to handle future only bills (like health insurance which only kicks in when I quit)
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- might all work - validate why future seems to jump in 2026, but not 27+
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- seems specifically 27->28 is way too small compare to growth in
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other years, does not seem likely, but maybe qtr timing? (by then they should all be est. though)
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- remove bills from Living_Expenses (carefully - but by hand)
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- fold future bills into calc so they are taken out in a more time and growth appropriate way
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- inflation can then be put to a more realistic quarterly figure
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LONGER/HARDER:
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* need to work out 'first bill' and 'last bill' to auto-fill missing bills based on
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-- all missing bills follow varying growth models & its by choice -- therefore I need this in DB
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- ANN: flat, min, avg, max, manual
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- QTR: flat, qtrly seasonal: min/avg/max/manual, qtrly simple: min/avg/max/manual, annual: min/avg/max/manual
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- MON: flat, monthly: min/avg/max/manual, annual: min/avg/max/manual
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-- use this logic to add missing bills (date):
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-- ANN: missing annual bill, find date based on MM-DD and add new year - given we start with first_bill anyway, will only be used for future bill predictions
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-- QTR: missing quarterly bill, find date based on MM-DD and ??? - can have missing bilsl in first year
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-- MON: missing monthly bills, find date based on DD and put in each missing month
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-- use this logic to add missing bills (amount):
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-- ANN: future only, so add ann_growth (based on drop-down) for each future year
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-- QTR: add growth (based on drop-down) for each future year
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-- MON: add growth (based on drop-down) for each future year
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MUCH LONGER/HARDER:
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potentially for each bill_type, there are unique extras - e.g. THIS feels too hard:
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water has 2 fixed charges (water & sewerage) and then a consumption charge (per ML)
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elec has 1 fixe charge (daily) and then consumption (per kwh) BUT, also daily solar rate
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gas has fixed charge and consumption
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internet, kayo is monthly fixed (but can go up sometimes)
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eweka is annual fixed
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phone is messier again.
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