43 lines
2.8 KiB
Plaintext
43 lines
2.8 KiB
Plaintext
UI:
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For bills:
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* growth for internet/monthly is a bit skewed.... Really think min/avg/max might need to be smarter
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- at least max, its 114-134 BUT, not in 1 year, really that changed from 2022 to 2025, so 3 years... (or max = 18% over 3 years, or 6%)
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-- so ann_growth_avg or max needs to factor in years of same prices
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[DONE] -- Pragmatical growth before I bonkers:
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[DONE] - monthly, prob. just flat by default (simple 1 or 12 bills for the year each year and I can get a growth rate from that)
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[DONE] - and apply monthly growth - annually 12 + months from last bill each year
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[DONE] - quarterly - should be able to take last qtr-1 ... qtr-4 and then grow them all by growth
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[DONE]- annual easy
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* once auto-filled bills exist:
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[DONE]- calc growth
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[DONE] - project out to I am 60 (A/Q/M) - A/Q done, M to go
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[DONE] - probably need to allow a toggle to: allow show manual, show auto-filled past, show auto-filled future, show all
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- remove bills from Living_Expenses (carefully - but by hand)
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- fold future bills into calc so they are taken out in a more time and growth appropriate way
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- inflation can then be put to a more realistic quarterly figure
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LONGER/HARDER:
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* need to work out 'first bill' and 'last bill' to auto-fill missing bills based on
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-- all missing bills follow varying growth models & its by choice -- therefore I need this in DB
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- ANN: flat, min, avg, max, manual
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- QTR: flat, qtrly seasonal: min/avg/max/manual, qtrly simple: min/avg/max/manual, annual: min/avg/max/manual
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- MON: flat, monthly: min/avg/max/manual, annual: min/avg/max/manual
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-- use this logic to add missing bills (date):
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-- ANN: missing annual bill, find date based on MM-DD and add new year - given we start with first_bill anyway, will only be used for future bill predictions
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-- QTR: missing quarterly bill, find date based on MM-DD and ??? - can have missing bilsl in first year
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-- MON: missing monthly bills, find date based on DD and put in each missing month
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-- use this logic to add missing bills (amount):
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-- ANN: future only, so add ann_growth (based on drop-down) for each future year
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-- QTR: add growth (based on drop-down) for each future year
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-- MON: add growth (based on drop-down) for each future year
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MUCH LONGER/HARDER:
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potentially for each bill_type, there are unique extras - e.g. THIS feels too hard:
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water has 2 fixed charges (water & sewerage) and then a consumption charge (per ML)
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elec has 1 fixe charge (daily) and then consumption (per kwh) BUT, also daily solar rate
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gas has fixed charge and consumption
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internet, kayo is monthly fixed (but can go up sometimes)
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eweka is annual fixed
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phone is messier again.
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