incorporate bills for dates/amounts into calculations, still need to do future bills on triggers

TODO

@@ -5,9 +5,11 @@ For bills:
     * estimate future bills/growth:
         [DONE] - calculate pragmatic min/avg/max/simple
         [DONE] - need to handle future only bills
-        - remove bills from Living_Expenses (carefully - but by hand)
+        [DONE] - remove bills from Living_Expenses
         - fold future bills into calc so they are processed on the day of the bill 
-        - inflation can then be put to a more realistic quarterly figure
+            ==> need to factor in future bills based on events (such as health/phone when I quit), car when I settle it... 
+            [DONE] ==> and remove hard-coded future costs (like Ioniq rego/ins) when we do above
+        - inflation can then be put to a more realistic quarterly figure, and fix up Int Rate, again
 
     * might need to be able to mark a specific bill as an outlier - so we ignore the data somehow (think Gas is messing with my bills)
         - and even electricity, water, etc. for when we were away in Europe but mostly gas/elec