diff --git a/TODO b/TODO
index 132fb0a..00c2fc4 100644
--- a/TODO
+++ b/TODO
@@ -1,10 +1,6 @@
 UI:
 
 For bills:
-   * to use future bills need to fix rates growth:
-    - rates are really: qtrly fixed with annual growth
-    - gas/elec/water are really: qtrly seasonal with annual growth
-
    * might need to be able to mark a specific bill as an outlier - so we ignore the data somehow (think Gas is messing with my bills)
 
     * estimate future bills/growth: