diff --git a/calc.py b/calc.py
index 2a1f74e..b9e801a 100644
--- a/calc.py
+++ b/calc.py
@@ -1,9 +1,11 @@
 # calc.py
 from datetime import datetime, timedelta
 from defines import END_YEAR
+from db import get_historical_data
 
 # GLOBAL CONSTANTS
 LEASE = 0
+ANNOT_LIMIT = 1000
 
 # Dates that don't change
 first_pay_date = datetime(2026,1,8)
@@ -20,7 +22,7 @@ def bill_amount_today(finance, day, bill_data, bt_id_name, total ):
         # there may be more than one bill on this day, keep add amount and keep going in loop
         if b['bill_date'] == day_str:
             amt += b['amount']
-            if b['amount'] > 1000:
+            if b['amount'] > ANNOT_LIMIT:
                 n=bt_id_name[ b['bill_type'] ]
                 print( f"bill_amt_today {n} for {day_str} has amt={b['amount']}" )
                 add_annotation(finance, day, total-b['amount'], -b['amount'], f"Pay {n}" )
@@ -31,7 +33,6 @@ def bill_amount_today(finance, day, bill_data, bt_id_name, total ):
     return amt
 
 def add_annotation(finance, dt, total, delta, text):
-    # dont add an annotation for small changes (jic)
     tm = dt.timestamp() * 1000
     if delta > 0:
         text += f": ${int(abs(delta))}"
@@ -315,3 +316,44 @@ def calc_key_dates( finance ):
 
     return key_dates
 
+################################################################################
+# go through finance_history table, find big items to make annoations from
+################################################################################
+def add_historical_annotations( finance ):
+
+    added={}
+    hist=get_historical_data()
+
+    day=hist[0]['M_payout_date'];
+    amt=hist[0]['M_payout'];
+    dt = datetime.strptime(day, "%Y-%m-%d")
+
+    # cover Mandys resignation
+    add_annotation(finance, dt, hist[0]['Savings']+amt, amt, "M Resigned" )
+
+    # cover O/S trip
+    for h in hist:
+        if 'Overseas_trip' in h and h['Overseas_trip']:
+            last_mpd=h['Overseas_trip_date']
+            last_mpd_savings=h['Savings']
+        snap_dt=datetime.strptime(h['snapshot_date'], "%Y-%m-%d")
+        # keep every savings value until we find the last one before the school fees are paid
+        if snap_dt < school_fees_date:
+            savings_b4_sfd = h['Savings']
+
+    dt = datetime.strptime(last_mpd, "%Y-%m-%d")
+    # HARDCODING this, based on post-analysis of CC charges (AND this dt is post most of the spend, so dont adjust)
+    amt = 33405.01
+    print( f"last_mpd_savings={last_mpd_savings}" )
+    add_annotation(finance, dt, last_mpd_savings, -amt, "O/S trip" )
+    print( f"should have added o/s trip (-{amt}) - lpd {last_mpd} == {dt}, savings = {last_mpd_savings}" )
+
+    # cover School Fees for 2025
+    amt = hist[0]['School_Fees']
+
+    print( f"savings_b4_sfd ={savings_b4_sfd}")
+    add_annotation(finance, school_fees_date, savings_b4_sfd-amt, -amt, "Pay school fees" )
+
+    # go through bills from oldest historical date until 'today' and add any > AMT_LIMIT
+
+    return