fair change in calcs to handle switching from fortnightly lease payments while working to monthly when I quit, and allowing for a buyout instead of continuing the lease when I quit - this will be a bit dodgy until we get an accurate buyout figure and its around when I officially leave work / my final payment - so not really sure how all that will land with +12 weeks notice, etc. But, its functional/as accurate as I can make it for now - with a question still as to how many actual extra payments are made after I stop working - I presume its pay forward, so last pay will include 2 weeks of lease paid, but I am not dealing with that overlap 2 weeks / so might be short a $2k payment or even half it - Again, need accurate figures at time of quitting

README

@@ -1,9 +1,4 @@
 TODO:
-    * factor car lease in better.  Seems cost will be $2412/month, likely paid 15th of each month
-      - am getting a pay-out figure, so can do the math and see which is 'better'
-      - if I move to this new structure, it covers lease and insurage, but nothing else - so need to at least include rego
-      so likely... pay Car_lease up to D_quit, then 2412 / 15th each month, rego for 2025/11/15 + (2026/11/15, etc)
-      -- NOTING see TODO in code where I fudge a fornightly payment for Car lease after I quit (for now)
 
 CONSIDER in code:
     * when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better