diff --git a/README b/README
index bd93b19..1ee087e 100644
--- a/README
+++ b/README
@@ -4,12 +4,22 @@ TODO:
         * have a graph of dollars over time - when comparing, show original numbers and current calcuation set
         * need to show differences in assumptions / values a top, e.g. I upped living expenses, or change years of shares sold, etc.
 
-    * need to consider whether we pay GMHBA / HCF at what cadence and include it in calcs better
-    * consider altering CBA share price / by likely annual changes -- speculative but also significant enough to make a difference
+        -- decided this is best supported by removing export to CSV function, and instead offering export to comparisons database (with a user-defined name)
+           -- then maintain DB of "sets" of comparisons
+           -- then can allow graph compare of current data to 1 (or more) exported comparions set 
+              -- and show differences in graph including visually of any var changes in legend / or with tooltips
 
-CONSIDER:
-    * move > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that
+
+CONSIDER in code:
+    * whether when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better
+        - it kicks in after pay stops, and could be paid monthly say, but it is higher than if we pay yearly (I think)
+    * altering CBA share price / by likely annual changes -- speculative but also significant enough to make a difference
+
+CONSIDER in real-world:
+    * moving > $250k into say ING, then rabo-bank -- 4 months interest higher in each -- maybe to another provider after that
         while the balance is > $250k it offsets individual bank risk
+    * maybe buying shares in something like berkshire-hathaway, or vanguard ETFs?
+
 
 To run the code: