diff --git a/calc.py b/calc.py
index 2ba2104..b64654f 100644
--- a/calc.py
+++ b/calc.py
@@ -6,8 +6,6 @@ LEASE = 0
 
 def add_annotation(finance, dt, total, delta, text):
     # dont add an annotation for small changes (jic)
-#    if abs(delta) < 5000:
-#        return
     tm = dt.timestamp() * 1000
     if delta > 0:
         text += f": ${int(abs(delta))}"
@@ -198,12 +196,9 @@ def calculate_savings_depletion(finance):
         if current_date.month == car_balloon_date.month and current_date.day == car_balloon_date.day:
             # staying with the lease (0), if I have quit, then pay monthly rego only up to lease date, but full cost after car balloon date
             if Ioniq6_future == LEASE:
-                if current_date.year > car_balloon_date.year:
+                if current_date.year >= car_balloon_date.year:
                     current_savings -= (ioniq6_ins + ioniq6_rego)
                     add_annotation(finance, current_date, current_savings, -(ioniq6_ins+ioniq6_rego), "IONIQ 6 ins/rego" )
-                else:
-                    current_savings -= ioniq6_rego
-                    add_annotation(finance, current_date, current_savings, -ioniq6_rego, "IONIQ 6 rego" )
             # if we buy car outright, then as long as this anniversary is after buyout date, pay ins and rego
             elif current_date.year >= car_buyout_date.year:
                 current_savings -= (ioniq6_ins + ioniq6_rego)