diff --git a/README b/README
index 1ee087e..4903f8d 100644
--- a/README
+++ b/README
@@ -1,4 +1,5 @@
 TODO:
+    * need to include rego, insurance for Hyundai when we go ex-lease.
     * would be good to have a "compare" feature, load in a CSV, process it to see what was projected, and where we are now? (or just overkill, really only need to know what the original value was for "now" in the export... -- maybe 'hard-code' for now?
         * also should have a compare last figure, not just first
         * have a graph of dollars over time - when comparing, show original numbers and current calcuation set
@@ -11,7 +12,7 @@ TODO:
 
 
 CONSIDER in code:
-    * whether when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better
+    * when we time the payment of GMHBA / HCF (and at what cadence) and include it in calcs better
         - it kicks in after pay stops, and could be paid monthly say, but it is higher than if we pay yearly (I think)
     * altering CBA share price / by likely annual changes -- speculative but also significant enough to make a difference