diff --git a/TODO b/TODO
index f8d716a..8cac9f0 100644
--- a/TODO
+++ b/TODO
@@ -1,6 +1,6 @@
 For bills:
     * using frequency and known bills fill in missing gaps
-      -- need to add to DB whether the bill was added manually or auto-flled in (so if we want, we can re-calc. based on growth calc change as we add more real bills over time?)
+      [DONE] -- need to add to DB whether the bill was added manually or auto-flled in (so if we want, we can re-calc. based on growth calc change as we add more real bills over time?)
     * need to work out 'first bill' and 'last bill' to auto-fill missing bills based on
       -- all missing bills follow varying growth models & its by choice -- therefore I need this in DB
          - ANN: flat, min, avg, max, manual
@@ -14,11 +14,15 @@ For bills:
            -- ANN: future only, so add ann_growth (based on drop-down) for each future year
            -- QTR: add growth (based on drop-down) for each future year
            -- MON: add growth (based on drop-down) for each future year 
+      -- Pragmatical growth before I bonkers:
+        [DONE] - monthly, prob. just flat by default (simple 1 or 12 bills for the year each year and I can get a growth rate from that)
+          [DONE] - and apply monthly growth - annually 12 + months from last bill each year
+        [DONE]- qty - manual only
+        [DONE]- annual easy
     * once auto-filled bills exist:
-        - calc growth [DONE]
-          -- WARNING: could be chicken/egg here, if not enough bills to calc growth - maybe only offer flat/manual until there are enough??
-        - project out to I am 60
-            - probably need to allow a toggle to: allow show manual, show auto-filled past, show auto-filled future, show all
+        [DONE]- calc growth
+        - project out to I am 60 (A/Q/M) - A/Q done, M to go
+            [DONE] - probably need to allow a toggle to: allow show manual, show auto-filled past, show auto-filled future, show all
         - remove bills from Living_Expenses (carefully - but by hand)
         - fold future bills into calc so they are taken out in a more time and growth appropriate way
         - inflation can then be put to a more realistic quarterly figure